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The Relaxers It is a shame that financial planning was not available as a course in high school (at least the high school I attended). We learned the basic skills of reading, writing, and arithmetic, as well as such far-reaching topics as home economics, drama, and auto shop. We were given information on how to go out and get a job and make money; however, most of us were never taught what to do once we actua...

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Markets don't Lose Money-People Lose Money

In today's market, here's an excellent quote to keep in mind, from a very well-respected individual to keep in mind: "Economy and finance, as instruments, can be used badly when those at the helm are motivated by purely selfish ends. Instruments that are good in themselves can thereby be transformed into harmful ones. But it is man's darkened reason that produces these consequences, not the ins...

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Different Dates? - Tips for couples planning separate retirement dates

When a married couple plans to retire on different dates, they may need more than a calendar to manage the situation. They can spend decades investing for their retirement, but when it comes time for them to decide on a date, will there be one red circle on the calendar or two? Whether due to age discrepancy, or the fact that one spouse won't leave a thriving career, couples often have to nego...

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The information contained herein is specifically for ON residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions. IPC Securities Corporation is a member of the Investment Dealers Association of Canada.

This Report is written by Investment Planning Counsel, a fully integrated Wealth Management Company. Mortgage broker services provided by IPC Save Inc. (ON lic. #10227). Mutual funds available through IPC Investment Corporation and IPC Securities Coproration. Securities available through IPC Securities Corporation, a member of CIPF. Insurance products available through IPC Estate Services.

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