Welcome to the Beaches Financial Team Website

If you’re real serious about retirement

planning, maybe it’s time to get

a RealHonest Retirement Roadmap.

Maybe you want to retire at age 55. Maybe you want to have enough money to travel the world. Maybe you’re concerned about covering healthcare expenses, increasing the tax effectiveness of your retirement income or estate plan. Or, maybe you simply don’t want to be chained to your desk forever.

Whatever your retirement goals, you want to make sure you achieve them.

But if investing with banks and financial advisors has made you skeptical of the planning process, maybe it’s time you took a look at the Beaches Financial Team. We only work with people who are serious about their retirement planning.

If that describes you, we give you three things that help you look more confidently to your retirement:

1. Our 6-Step RealHonest Retirement Roadmap gives you a comprehensive picture of where you are, where you want to go and how to get there. This is the heart of our RealHonest approach. Unlike other planning processes you might have tried, we start with a comprehensive risk profile and then continually monitor your portfolio to ensure it stays within your risk profile. This is a real planning process – because real retirement planning needs more than ad hoc investment recommendations.

2. Ongoing communication each step of the way. When we give you our promise that we will walk with you at each step on the road to your retirement goals, it’s a real promise. You get regular reviews – scheduled and booked in our calendar, plus continuous communication about how your plan is doing between meetings. That’s right, we’ll call you!

3. Absolute honesty about fees and rates. With front-loaded funds, stock commissions and Management Expense Fees, it’s no wonder that people are confused about investment costs. But not our clients. We offer a transparent fee schedule with full disclosure about fees for each and every investment recommendation. We even rebate our clients mutual fund redemption fees when they incur deferred service charge fees as a result of repositioning (And we’ve got a stack of rebate papers to prove it).

So if you’re real serious about your retirement planning, maybe it’s time to get a RealHonest Roadmap. Only from the Beaches Financial Team. Call today (416) 690-0911.